Introduction: Not every traveler wants to pay an annual fee for a credit card, but that doesn’t mean you have to miss out on valuable travel rewards. There are several no-annual-fee travel credit cards available that offer impressive benefits and rewards without the yearly cost. In this post, we’ll review the top no-annual-fee travel credit cards of 2024, highlighting their key features, rewards programs, and why they might be the perfect fit for your wallet.
1. Bank of America® Travel Rewards Credit Card:
- Sign-Up Bonus: 25,000 online bonus points after spending $1,000 in the first 90 days.
- Rewards: Unlimited 1.5 points per dollar on all purchases.
- Perks: No foreign transaction fees, points can be redeemed for travel purchases with no blackout dates.
- Why It’s Great: This card offers a straightforward rewards program with no annual fee, making it ideal for budget-conscious travelers who want flexibility in redeeming their points.
2. Wells Fargo Propel American Express® Card:
- Sign-Up Bonus: 20,000 points after spending $1,000 in the first 3 months.
- Rewards: 3x points on dining, travel, gas stations, rideshares, and streaming services; 1x points on other purchases.
- Perks: No foreign transaction fees, cell phone protection, access to Amex Offers.
- Why It’s Great: The Wells Fargo Propel card stands out for its high rewards rate on a wide range of categories, making it a versatile choice for everyday spending and travel.
3. Discover it® Miles:
- Sign-Up Bonus: Discover matches all the miles you earn in your first year, effectively doubling your rewards.
- Rewards: 1.5x miles on all purchases.
- Perks: No foreign transaction fees, redeem miles as a statement credit for travel purchases.
- Why It’s Great: Discover it® Miles is perfect for those who want to earn miles on every purchase without worrying about rotating categories or spending limits.
4. Capital One® QuicksilverOne® Cash Rewards Credit Card:
- Sign-Up Bonus: $200 cash bonus after spending $500 in the first 3 months.
- Rewards: 1.5% cash back on every purchase, which can be redeemed for travel through Capital One’s travel portal.
- Perks: No foreign transaction fees, flexible redemption options.
- Why It’s Great: This card is a strong option for travelers who prefer cash back but want the flexibility to redeem for travel expenses.
Conclusion: No-annual-fee travel credit cards can offer significant value without the added cost. Whether you’re looking for straightforward rewards, flexibility in redemption, or high earnings on everyday purchases, the cards reviewed here provide excellent options for different types of travelers. Consider your spending habits and travel goals to choose the card that best fits your needs in 2024.
