Introduction: The Chase Ink Business Preferred® Credit Card is more than just a tool for earning points—it’s a game-changer for small business travel. With its robust rewards program, flexible redemption options, and valuable travel protections, it’s a must-have for business owners who are frequently on the road. In this post, we’ll explore why the Chase Ink Preferred is an essential card for managing your business travel expenses and maximizing your rewards.
Maximizing Rewards on Business Expenses:
- 3x Points on Key Categories: Earn 3x points on travel, shipping, internet, cable, phone services, and advertising purchases made with social media and search engines, up to $150,000 per year. This allows you to rack up points quickly on essential business expenses.
- Sign-Up Bonus: The 100,000-point sign-up bonus after spending $15,000 in the first 3 months is worth $1,250 in travel when redeemed through Chase Ultimate Rewards, giving your business a significant boost right from the start.
- 1x Points on All Other Purchases: Earn 1x points on all other purchases, ensuring that every dollar your business spends contributes to your travel rewards.
Flexible Redemption Options:
- Chase Ultimate Rewards: Redeem points through Chase Ultimate Rewards for 25% more value on travel bookings. Whether you’re booking flights, hotels, car rentals, or cruises, this redemption option maximizes the value of your points.
- Transfer to Travel Partners: Transfer points at a 1:1 ratio to leading airline and hotel loyalty programs, including United Airlines, Southwest Airlines, and Hyatt. This flexibility allows you to take advantage of loyalty program promotions and get even more value from your points.
- Cash Back and Gift Cards: If you’re not traveling, you can still redeem points for cash back or gift cards, offering versatility in how you use your rewards.
Valuable Travel Protections:
- Trip Cancellation/Interruption Insurance: Get reimbursed up to $5,000 per person for prepaid, non-refundable travel expenses if your trip is canceled or cut short by covered situations like illness, severe weather, or other unforeseen events.
- Auto Rental Collision Damage Waiver: Enjoy primary coverage when renting a car for business purposes, protecting you against theft and damage without needing to rely on your personal auto insurance.
- Travel and Emergency Assistance: Access a 24/7 hotline for assistance with medical or legal referrals, translation services, or other travel emergencies, providing peace of mind when you’re far from home.
Supporting Business Growth:
- Employee Cards at No Additional Cost: Add employee cards to your account at no extra cost, allowing you to earn points on their business purchases. You can also set individual spending limits to manage expenses.
- Expense Management Tools: Track business expenses easily with Chase’s online tools and integrate your account with popular accounting software like QuickBooks, streamlining your financial management.
Conclusion: The Chase Ink Business Preferred® Credit Card is a powerhouse for small business travel, offering exceptional rewards, flexible redemption options, and valuable travel protections. Whether you’re booking flights, managing employee expenses, or protecting your business trips, this card provides the tools and benefits you need to make the most of your business travel. It’s a game-changer that can help your business save money, earn rewards, and stay protected on the road.
